Become part of the donations economy and get rewarded for contributing to the things you care about.

How it works.

Every time you donate to your favourite cause or organisation through TrustMeUp, you receive an equivalent amount of PACs (digital token rewards).


Make one-off or recurring donations from the PAC Personal Banking app or here at


Spend PACs to get discounts when you shop online in the PAC Store or offline using your PAC Visa debit card at participating shops and businesses.

Feel good

Support the causes you care about and earn rewards to spend as discounts in the shops you love. It’s that simple!

Download the PAC Personal Banking app now to open your account, order your card and get started.

Why open a PAC Personal Bank account?

A PAC account gives you much more than a debit card and a way to store and spend your PACs tokens...

The PAC Personal Banking and PAC Visa card features and benefits include:

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Quick set-up

No dull paperwork or endless queuing at banks. Open your account and order your card in just a few clicks.
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Family Banking

Share your account with your family and issue up to 4 physical and 5 virtual cards for each member. As Account Owner, you can control access levels by defining user roles for Card Holders and manage it all from your PAC Banking app.
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Both the mobile and web apps are a pleasure to use offering language options, instant notifications, an advanced search function and integrated chat assistance. You can set up categories, download invoices for all donations you make and request spending reports.
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Near real-time money transfers

Make faster payments with SEPA Instant, a new bank transfer technology that processes euro transactions in seconds, 24/7.
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Complex and expensive currency exchange is a thing of the past. Choose from a range of currencies to make and receive payments with no hassle.
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Even more rewards

Aside from earning PACs every time you use TrustMeUp, being a PAC Personal Banking account holder means you will receive special discounts with participating stores whenever you use your PAC debit card, whether you have PAC tokens or not!
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Rest assured that PAC Personal bank uses the best security that tech has to offer. You are safe in our hands.

Our Pricing

Opening a TMU account is free. Any other charges are listed here. Nothing hidden, ever.
Mobile and web app
Issue family cards
Debit cardper card
Virtual cardper card
Schedule recurring payments
SEPA in-out
Convert & send in 30+ currenciesper transaction
ATM transactionper transaction
Coming soon
Scan & pay
Card-to-card payments
Spending rewards
Copyright 2020 TMU PLC